Newport Overlook Association: Rhode Island Timeshare's $500K Chapter 11

Newport Overlook Association, Inc., the nonprofit owners' association that manages the Club Wyndham Newport Overlook timeshare resort in Jamestown, Rhode Island, filed for chapter 11 in December 2025. The filing follows an owners' vote to cease operations at the resort as part of Club Wyndham's 2025 "Resort Portfolio Refresh", which included 10 resort closures nationwide.

Public reporting says the association engaged Hilco Real Estate as broker for a potential sale and listed estimated liabilities between $100,001 and $500,000. Court filings show the case is proceeding under Subchapter V, with early orders focused on notice procedures and privacy protections for the interval owners while the debtor prepares a plan and explores next steps for the property.

Debtor	Newport Overlook Association, Inc.
Court	U.S. Bankruptcy Court, District of Rhode Island
Case Number	25-11000
Petition Date	December 17, 2025
Case Type	Subchapter V small business chapter 11
Property	Club Wyndham Newport Overlook timeshare resort
Property Location	150 Bay View Drive, Jamestown, RI 02835
Estimated Liabilities	$100,001 to $500,000
Interval Owners	Hundreds of interval owners
Claims Agent	Omni Agent Solutions, Inc.
Broker	Hilco Real Estate
Subchapter V Trustee	Joseph M. DiOrio (appointed Dec. 31, 2025)
341 Meeting	January 27, 2026 (2:00 p.m. ET, Zoom)
Subchapter V Plan Due	March 17, 2026
Claims Bar Date	March 30, 2026
Debtor's Counsel	Richard J. Land, Chace Ruttenberg & Freedman LLP
Co-Counsel (proposed)	K&L Gates LLP

Subchapter V Restructuring and Early Court Orders

Subchapter V posture and deadlines. The Voluntary Petition shows the petition date was December 17, 2025 and the case is proceeding under Subchapter V. Joseph M. DiOrio was appointed as Subchapter V trustee on December 31, 2025. The court's scheduling order set a January 21, 2026 status conference, a March 17, 2026 Subchapter V plan deadline, and a March 30, 2026 claims bar date. The 341 meeting was scheduled for January 27, 2026 via Zoom. As of late January 2026, no plan or disclosure statement has been filed.

Privacy and notice procedures. Because the association serves a large base of individual interval owners, the debtor's First Day Motion sought and obtained a final order authorizing suppression of personal addresses and email addresses in public filings. The order also established a master service list and email-based service for defined "pertinent owner pleadings," while allowing controlled access to unredacted lists for the court, the U.S. Trustee, the Subchapter V trustee, and parties in interest upon request.

Cash management, taxes, and insurance. The court entered interim orders authorizing continued use of existing cash management systems and payment of certain prepetition taxes and fees. Final hearings on those requests are scheduled for February 25, 2026 at 2:00 p.m. ET. The court also approved continuation of insurance coverage, with notice requirements for material changes.

Claims agent and professionals. The court approved Omni Agent Solutions, Inc. as claims and noticing agent effective as of the petition date. Retention applications for Chace Ruttenberg & Freedman LLP (general bankruptcy counsel) and K&L Gates LLP (co-counsel) are set for hearing on February 11, 2026. Public reporting identifies Hilco Real Estate as broker for a potential sale, signaling that a real estate disposition is one of the pathways under review. Hilco describes its bankruptcy real estate services as focused on accelerated dispositions and structured sales processes.

Milestone	Date
Status conference	January 21, 2026
341 meeting	January 27, 2026 (2:00 p.m. ET)
Counsel retention hearing	February 11, 2026 (10:00 a.m. ET)
Cash management and tax final hearing	February 25, 2026 (2:00 p.m. ET)
Subchapter V plan due	March 17, 2026
Claims bar date	March 30, 2026

Property and Resort Operations

Location and setting. Newport Overlook sits on Conanicut Island in Narragansett Bay, with Jamestown about a 10-minute drive to Newport and roughly 45 minutes from Providence. The island is 9.7 square miles and connects to Newport by the Claiborne Pell Bridge and to the mainland via the Jamestown-Verrazano Bridge.

Resort profile. The Club Wyndham listing describes two-bedroom suites of 1,500 to 1,600 square feet with kitchens, washer/dryers, fireplaces, and coastal views, plus amenities such as a pool and hot tub. The resort operates seasonally from Memorial Day to Columbus Day, with check-in limited to Saturdays during the operating season.

Feature	Details
Address	150 Bay View Drive, Jamestown, RI 02835
Unit configuration	Two-bedroom suites
Unit size	1,500 to 1,600 square feet
Capacity	Up to six guests per unit
In-unit amenities	Full kitchen, washer/dryer, fireplace
Resort amenities	Pool and hot tub
Operating season	Memorial Day to Columbus Day
Check-in window	Saturdays, 10 a.m. to 6 p.m.
Check-in location	Club Wyndham Bay Voyage Inn

Club Wyndham Portfolio Refresh and Owner Options

Club Wyndham's October 2025 Resort Portfolio Refresh announced that owners at 10 resorts voted to cease operations by the end of 2025. Newport Overlook is one of the listed closures.

The company said closures were influenced by owner occupancy, survey feedback, projected maintenance fees, and infrastructure costs. Owners at closing resorts were offered a set of transition options:

Legacy Resort Financial Pressures

Capital project pressures. In a comparable Club Wyndham closure, owners at Bentley Brook faced an estimated $13.2 million in capital projects and renovations. Meeting materials cited the alternative of increased maintenance fees or special assessments. Newport Overlook's closure and bankruptcy reflect the same dynamic: aging property costs can overwhelm a limited owner base, pushing associations to explore sales or wind-downs.

Fee and infrastructure drivers. Club Wyndham's portfolio refresh announcement highlighted projected maintenance fee increases and infrastructure costs as factors behind the closure decisions, underscoring how legacy timeshare resorts can face large, uneven capital burdens.

Timeshare Industry Context

Industry data indicates continued growth in vacation ownership even as certain legacy resorts close.

The American Resort Development Association reports that timeshare occupancy remains roughly 14 percentage points higher than hotel occupancy, and rental revenue is about 20 percent above pre-pandemic levels. The Newport Overlook case therefore sits in a broader market that is expanding, even as some older properties face disproportionate maintenance and capital pressures.

Frequently Asked Questions

What is Newport Overlook Association and why did it file for bankruptcy?

Newport Overlook Association, Inc. is the nonprofit owners' association that manages the Club Wyndham Newport Overlook timeshare resort in Jamestown, Rhode Island. The association filed chapter 11 in December 2025 after owners voted to cease operations at the resort as part of Club Wyndham's 2025 portfolio refresh. Court filings show the case is proceeding under Subchapter V while the association considers a sale and other restructuring options.

What does Subchapter V mean for this case?

Subchapter V is a streamlined chapter 11 track for small business debtors. In this case, the court set a March 17, 2026 deadline to file a Subchapter V plan, and a March 30, 2026 claims bar date. A Subchapter V trustee, Joseph M. DiOrio, was appointed to facilitate negotiations among the debtor and stakeholders.

Has the court entered any early orders?

Yes. The court approved privacy and notice procedures to protect interval owner information, authorized continued cash management and payment of certain taxes, and allowed the debtor to maintain insurance coverage. The court also approved Omni Agent Solutions as claims and noticing agent.

Is a sale of the property expected?

Public reporting states the association engaged Hilco Real Estate as broker for a potential sale. No sale motion has been confirmed in the public record, but the broker engagement indicates that a real estate disposition is under consideration.

What options do interval owners have?

Club Wyndham's portfolio refresh announcement states that owners at closing resorts will not be charged maintenance fees for 2026 and may convert deeded ownership to Club Wyndham Access points. Owners may also share in any sale proceeds, subject to the outcome of the bankruptcy process.

Where is the resort and what are its key features?

The resort is located at 150 Bay View Drive in Jamestown, Rhode Island, on Conanicut Island in Narragansett Bay. The Club Wyndham listing highlights two-bedroom suites with kitchens, fireplaces, and coastal views, plus amenities like a pool and hot tub, with seasonal operations from Memorial Day to Columbus Day.

Who is the claims agent for Newport Overlook Association?

Omni Agent Solutions, Inc. serves as the claims and noticing agent. The firm maintains the official claims register and distributes case notifications to creditors and parties in interest.

For more bankruptcy case analyses and restructuring insights, visit the ElevenFlo bankruptcy blog.