Nomad Internet Bankruptcy: Everywhere Internet and GEV IO File Chapter 11 After Texas AG Settlement

Everywhere Internet LLC and affiliate GEV IO LLC, operating as Nomad Internet, filed for chapter 11 protection on April 8, 2026, in the U.S. Bankruptcy Court for the Northern District of Texas (Case No. 26-31547). The Bulverde, Texas-based wireless internet reseller listed assets between $0 and $50,000 and combined liabilities between $10 million and $50 million across the two debtor entities. The filing indicates no funds will be available for distribution to unsecured creditors after administrative expenses. Jessica Garza, president of Everywhere Internet, signed the petitions.

Debtor(s)	Everywhere Internet LLC and GEV IO LLC (d/b/a Nomad Internet)
Court	U.S. Bankruptcy Court, Northern District of Texas
Case Number	26-31547
Petition Date	April 8, 2026
Estimated Assets	$0 -- $50,000 (Everywhere Internet); undisclosed (GEV IO)
Estimated Liabilities	$1 million -- $10 million (Everywhere Internet); $10 million -- $50 million (GEV IO)

Nomad Internet's Wireless Reseller Model and Rural Coverage Claims

Nomad Internet marketed fixed wireless internet service to rural communities, RV travelers, and digital nomads across the United States, positioning itself as a solution for customers in areas underserved by traditional broadband providers. The company operated as a reseller, purchasing wholesale wireless capacity from major carriers including AT&T, T-Mobile, and Verizon and repackaging it as consumer subscriptions with proprietary router hardware. At its peak, Nomad Internet described itself as the nation's largest wireless internet service provider for rural areas.

Pricing and equipment. Monthly plans were priced at $149 per month as of 2021, with no contract requirement. The company offered two hardware configurations: a home Wi-Fi router supporting up to 250 connected devices with Ethernet ports, and a battery-powered travel router supporting up to 15 devices. Customers paid a one-time membership fee for administration and support in addition to the monthly subscription. More recently, the company listed plans at $150 per month with options including Lite, Unlimited, and Travel tiers, along with a locked-in three-year pricing guarantee and free modem replacement.

Reseller model limitations. Because Nomad Internet did not own network infrastructure and instead resold carrier data plans, it could not guarantee service availability. Plan inventory was limited by carrier willingness to supply wholesale capacity, and carriers periodically terminated accounts when they detected unauthorized resale activity. The company marketed unlimited data with no throttling, a feature not available through direct carrier consumer plans, which depended on maintaining wholesale or business-tier accounts with the underlying networks.

State characterization of the model. The Texas Attorney General later alleged that Nomad Internet acquired and reprogrammed SIM cards from legitimate wireless providers to avoid carrier detection, and resold them at prices the state described as more than triple the national average. The state alleged that when carriers detected the unauthorized accounts and terminated the SIM cards, customers lost internet access while Nomad Internet continued billing them. The company also allegedly created business accounts using fictional identities after carriers blocked prior accounts.

Corporate Structure: GEV IO, Everywhere Internet, and the Garza Ownership

The company was founded in 2017 in New Braunfels, Texas, by Jessica Garza and her husband Homero Joshua Garza, who also operated under the name Jayden Garza. GEV IO LLC served as the primary operating entity doing business as Nomad Internet, while Everywhere Internet LLC functioned as a related entity in the corporate structure. GEV IO maintained a registered address at 1308 Common Street in New Braunfels. The company later relocated operations to Bulverde, Texas.

Ownership background. Homero Joshua Garza was sentenced to 21 months in federal prison in September 2018 following a guilty plea to wire fraud in connection with a cryptocurrency scheme involving his companies GAW Miners and ZenMiner. Victims of the scheme lost more than $9 million. Garza had created and sold a virtual currency called PayCoin, claiming a $100 million reserve would support its value and asserting partnerships with Amazon and Target that did not exist. The prison term was followed by three years of supervised release with restitution obligations of $9 million. Nomad Internet was founded during the period between the guilty plea and sentencing.

Third defendant. The Texas AG lawsuit also named Alan Harmon as a defendant alongside the Garzas and GEV IO. Neither the Garzas nor Harmon could be reached for comment at the time the suit was filed.

Management transition. In June 2024, Nomad Internet appointed David Aitken as chief executive officer, replacing the founder-led management structure. Aitken had previously served as chief operating officer at the company and had founded a business employing over 500 people that was recognized on the Inc. 500 list for three consecutive years. Jessica Garza signed the April 2026 bankruptcy petitions as president of Everywhere Internet.

Texas Attorney General Enforcement and $8 Million Settlement

The lawsuit. In April 2023, Texas Attorney General Ken Paxton sued GEV IO LLC, Jessica Garza, Homero Garza, and a third defendant, Alan Harmon, alleging violations of the Texas Deceptive Trade Practices Act. The Consumer Protection Division characterized the operation as a $75 million deceptive scheme run from the defendants' New Braunfels home. The state alleged that defendants acquired SIM cards from legitimate wireless providers by masquerading as legitimate entities, reprogrammed those SIM cards to avoid carrier detection, and resold them to consumers who believed they were contracting with authorized internet service providers. The state also alleged that Nomad Internet falsely claimed affiliation with AT&T, Xfinity, Spectrum, and Verizon while operating without carrier authorization.

Temporary injunction. Judge Tracie Wright Reneau approved a preliminary injunction on April 14, 2023, freezing business assets to preserve funds for consumer restitution.

Consumer harm allegations. The state alleged that when carriers detected unauthorized use and terminated SIM cards, defendants continued to charge consumers monthly fees for service that was no longer functional. Customers who attempted to cancel were told their subscriptions had ended but were subsequently charged again. The complaint also cited equipment charges for items never delivered and double billing.

Settlement terms. Nomad Internet settled the enforcement action in June 2024 with a no-fault agreement requiring $8 million in total monetary relief. The settlement included $2 million in direct refunds to over 20,000 consumers, $5 million in civil penalties, and $1 million for the state's legal expenses. Eligible refund recipients included customers from January 2020 through November 2022 who requested a replacement SIM card or returned a SIM card because it was not working and had not previously received a full refund. The settlement also imposed a permanent injunction prohibiting the Garzas from advertising, selling, or leading any telecommunications or wireless data transmission services without an authorized contractual agreement with a network or service provider.

Consumer Complaint History and BBB Scrutiny

The Better Business Bureau profile for Nomad Internet reflects a pattern of consumer dissatisfaction. The BBB assigned an F rating to the company and recorded 642 complaints, citing the business's failure to resolve underlying causes of a pattern of complaints. Nomad Internet is not BBB accredited.

Complaint categories. Consumer complaints centered on billing disputes, service failures, and difficulty obtaining refunds. Customers reported double-charging with no refunds, service drops occurring more than 20 times per day, and cancellation processes that required equipment returns but provided incorrect or delayed shipping labels. Some customers reported being charged for modems after canceling service because the company sent incorrect return labels or imposed a 15-day return window.

BBB advertising review. In August 2025, the BBB requested Nomad Internet substantiate advertised claims including "Cancel Anytime," "America's Largest Wireless Internet Provider," "Nationwide Coverage," and "No Installation Required" based on complaints that contradicted those representations. Nomad Internet responded in October 2025, stating it had revised internal procedures to ensure cancellations are processed when equipment is returned.

Additional review platforms. On Trustpilot, 699 customers left reviews for Nomad Internet. A Facebook group titled "Nomad Internet NoMore!" was created as a forum for customer complaints. Nomad Internet described operational changes made after the lawsuit, including revised terms of service and improved customer support processes.

Filing Posture and Professional Retentions

The chapter 11 petitions were filed with near-zero assets against tens of millions in combined liabilities. Everywhere Internet listed $0 to $50,000 in assets against $1 million to $10 million in liabilities. GEV IO listed $10 million to $50 million in liabilities. The filing disclosed that no funds will be available for unsecured creditors after administrative expenses. The 2024 settlement imposed a permanent injunction restricting the Garzas from operating telecommunications businesses without carrier authorization. The petition included a Form 204 listing top unsecured creditors.

Debtor's counsel. Reed Smith LLP serves as debtor's counsel, with Omar J. Alaniz as lead attorney. Alaniz is the managing partner of Reed Smith's Dallas office and a former chair of the Texas State Bar's Bankruptcy Section. He is a member of the National Bankruptcy Conference, a sixty-member body that advises Congress on bankruptcy law. Alaniz's practice focuses on liability management and chapter 11 restructurings, and he joined Reed Smith in 2020 from Baker Botts. He holds a J.D. from the University of Texas School of Law.

Financial advisor. HMP Advisory Holdings LLC, operating as Harney Partners, serves as financial advisor to the debtors. Harney Partners is a corporate advisory firm based in Austin that provides chief restructuring officer, financial advisory, and interim management services to middle-market companies.

Key Timeline

Frequently Asked Questions

What is Nomad Internet's bankruptcy case number?

The lead case number is 26-31547, filed in the U.S. Bankruptcy Court for the Northern District of Texas on April 8, 2026.

Why did Nomad Internet file for bankruptcy?

The filing followed regulatory enforcement and sustained consumer complaints. The Texas Attorney General sued Nomad Internet in 2023 for deceptive trade practices involving a scheme the state valued at $75 million, resulting in an $8 million settlement in 2024. The company filed with near-zero assets and $10 million to $50 million in combined liabilities.

Will creditors receive payment in the Nomad Internet bankruptcy?

The filing indicates no funds will be available for distribution to unsecured creditors after administrative expenses are paid.

Who are the professionals in the Nomad Internet case?

Reed Smith LLP (Omar J. Alaniz) serves as debtor's counsel. HMP Advisory Holdings LLC (Harney Partners) serves as financial advisor.

What was Nomad Internet's business model?

Nomad Internet resold wireless data plans from carriers including AT&T, T-Mobile, and Verizon, packaging them with proprietary router hardware for rural customers, RV travelers, and digital nomads. The company did not own network infrastructure.

What was the Texas AG settlement?

The June 2024 settlement required $8 million in total monetary relief, including $2 million in consumer refunds to over 20,000 customers, $5 million in civil penalties, and $1 million for the state's legal expenses. The Garzas were permanently enjoined from operating telecommunications services without carrier authorization.

For more bankruptcy case coverage, visit the ElevenFlo bankruptcy blog.