CURO Group Holdings Corp., a consumer finance company operating approximately 400 U.S. storefront lending locations and 150 Canadian branches under brands including Heights Finance, Covington Credit, Quick Credit, Southern Finance, First Heritage Credit, LendDirect, and Cash Money, filed a prepackaged Chapter 11 case on March 25, 2024 in the Southern District of Texas (Case No. 24-90165) before Judge Marvin Isgur. The filing followed two consecutive years of losses totaling over $450 million, a 97% collapse in stock price, and S&P downgrades amid approximately $2.1 billion of funded debt including $1.178 billion of corporate obligations and $924 million of non-debtor SPV financing. Supported by an RSA signed March 22, 2024 with holders of more than 74% of secured debt—including a steering committee of Oaktree Capital Management, Caspian Capital, and Empyrean Capital Partners—the debtors obtained a $70 million DIP facility from prepetition stakeholders. The confirmed plan eliminated approximately $1 billion of debt through a senior notes-to-equity conversion, saving roughly $75 million annually in cash interest. The 1.5L noteholders received 100% of new equity (subject to dilution), the 2L noteholders received 10.1% of new equity plus warrants, and general unsecured creditors were paid in full. The plan was confirmed May 16, 2024 and became effective July 19, 2024, when CURO emerged as a private company. The company subsequently rebranded as Attain Finance in February 2025.