Mosaic Sustainable Finance Corporation is a consumer clean energy loan financing and servicing company specializing in residential solar panel loans. Founded in 2010 and headquartered in Oakland, California, the company pioneered the combination of solar loans with a fully digital financing platform in 2014. At filing, Mosaic had funded over $15 billion in loans cumulatively and serviced an active portfolio exceeding $8 billion through a network of approximately 2,000 installer contractors. The company employed 153 workers, primarily remote. On June 6, 2025, Mosaic filed Chapter 11 in the Southern District of Texas (Case No. 25-90156) after higher interest rates, unfavorable capital markets, contraction in the residential solar loan market, and political uncertainty around solar Investment Tax Credits derailed prepetition recapitalization efforts. The company carried approximately $30 million in prepetition secured debt from Forbright Bank. The Debtors obtained a $45 million DIP facility including $15 million in new money and $30 million roll-up at SOFR + 13%. The Plan was confirmed on September 5, 2025, with prepetition secured lenders converting their claims to 100% equity in the reorganized company. A Litigation Trust received $3 million for unsecured creditors. The Plan became effective on September 22, 2025.